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Al Hayat Car Rental All our cars are covered by comprehensive car insurance, which includes: Loss and Damage Waiver: Financial liability limit of up to 150 Omani Riyals for accidental damage or theft of your rental car. This disclaimer helps limit your liability in the event of such incidents. Third Party Insurance: We do not accept any liability for third party personal and property damage caused by your rental vehicle. This cover ensures that you will not be held liable for any damages to a third party resulting from the use of our vehicles.